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Accident & Sickness Disability Income
(AAW-D112 with AAW-DR220; 24 Hour Coverage)
Pays a monthly benefit if you are totally disabled due to a covered accidental injury or covered sickness. Monthly benefits will begin after an elimination period for the base policy and rider of 14 days. Monthly benefits continue only while your total disability lasts or until the end of your chosen maximum benefit period of one or two years, whichever comes first.
Under the 14 day elimination period, benefits will begin on the day the insured is admitted, if you are hospitalied for a covered sickness for at least 24 hours.
Waiver of Premium - We will waive your payment of Renewal Premiums during your Total Disability. We will start waiving Renewal Premiums after you have been totally disabled for 90 days or the Elimination Period, whichever is longer. Waiver of Premium will stop when your Total Disability stops or at the end of the Maximum Benefit Period, whichever is first.
Please Choose your State for an application
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